Budget and Money Management
You can plan your life better with a personal budget. It will help you live within your means and avoid over-committing. It will also help you plan for your retirement better.
Why budget?
With budging, you will have a clear sense of how to spend your money. It will help you become a responsible consumer, you will be to shopper for the best your money can afford, cut unnecessary expenses, and save money. You will stop living above your means.
Creating a simple budget
You don’t have to be an accountant to put together your budget. Budgets can be simplified into Outgoings and Incomings. AT the minimum, your Outgoings must equal your Incomings.
Outgoings
This is …
Incomings
This is…
If your outgoings is greater than incomings
You can do the following…
If you have money left over
You should always put something away for raining days…
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